Gulfstream provides Long-Term Disability (LTD) benefit coverage if you suffer a non-work related illness or injury disability that prevents you from working for more than 180 days.
Gulfstream automatically provides you with Basic LTD coverage that pays 50% of your base pay, up to a monthly maximum benefit of $20,000.
You can choose to purchase Optional LTD, which provides an additional 10% (for a total of 60%) of your pay, up to a monthly maximum benefit of $24,000. You can only choose this option as a new hire, during annual enrollment or during the 31-day election period of a qualified status change.
LTD is administered by The Hartford. For questions about your LTD claim, call The Hartford at 888-382-3862.