Critical illness insurance

US Employees (including Expats & Hawaii)

Prepare for the unexpected

Critical Illness Insurance through MetLife provides coverage for unexpected costs as a result of a covered critical illness, like a heart attack, kidney failure, organ transplant or Alzheimer’s disease. It provides a lumpsum payment upon verification of a covered diagnosis. This payment can be used to pay your deductible, coinsurance, or other expenses. The critical illness policy is not a replacement for traditional medical or disability income insurance.

You can choose an initial coverage level of $15,000 or $30,000 for Initial Benefit Amount upon diagnosis
In the event you suffer from more than one covered condition, the Total Benefit Amount available is three times the Initial Benefit Amount (i.e., $45,000 or $90,000)

Use it how you need it

MetLife’s critical illness insurance is not reimbursement-based like medical coverage, so covered individuals only need to submit proof of a diagnosis. It provides a lump-sum payment upon diagnosis verification and allows covered individuals to use the payment the way they see fit.

You can enroll as a new hire or during annual enrollment. Contact the General Dynamics Service Center at 888-432-3633 for information.